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The Latest News

20
Sep

Insuring Your Construction Project

One of the most overlooked details of construction projects is the insurance coverage.  With all of the details involved, it is easy to overlook the important step of insuring your new building.  This summer, I had the privilege of watching the progress of a new building under construction each day while I drove to and …

5
Sep

National Trucking Week – September 2 – 8, 2018

If you got it… A trucker brought it! Happy National Trucking Week to all drivers and company owners & staff. National Trucking Week is being held September 2nd to September 8th this year. The week-long celebration recognizes the important contributions made by the approximately 400,000 Canadians who keep this country’s freight moving. Rempel Insurance has …

28
Aug

Insuring the Roof Over Your Head

The basic concept of insurance is to put someone back to the place they were before the loss.  From insuring your phone from “water damage” after you drop it in the toilet to insuring a cigar for fire insurance, there are lots of options available. Due to the frequency of hail and wind damage claims …

17
Jul

Rental Protection For Your Harvest Machinery

With the excitement of harvest building up around Manitoba, this is a good time to make sure you are properly prepared.  Your first action might be to make sure you have long playlists of country music available along with a cab filled with energy drinks and western novels for the short periods of downtime throughout …

19
Jun

The Benefits of Dual Valuation

Before becoming an insurance broker, I spent three wonderful years working for a farm in southern Manitoba.  I grew up loving the farm life but had no experience until I was given the opportunity to work on a farm.  Day two on the job, I was handed the keys to the tractor and told to …

16
May

Like a Kid in a Candy Store

What is the role of an insurance broker? I started my career in the insurance industry working for a direct writer insurance company.  While there were some advantages to that model, I also developed the ability to let my clients down gently.  “As much as I’d like to help you, I don’t have an option …

19
Apr

Who Has Your Back?

What is the role of an insurance broker? Does it seem like technology should have replaced the insurance broker a decade ago?  What value do I have as a farm or business owner in using a broker versus finding coverage directly from an insurer?  I will never forget my conversation with the owner of a …

21
Mar

Protect Your Home – Preventing Ice Dams

Ice dams are caused when melted snow re-freezes after uneven heat loss from your home. This causes the roof to warm above freezing temperature, allowing snow to melt and then re-freeze before it reaches the roof’s edge. If this cycle repeats consistently, an ice dam forms and water collects behind it. Ice dams can cause …

20
Mar

Co-Insurance – Don’t Get Penalized

In my nine years in the insurance industry, I have observed the anger of many good people (not my clients at the time) who paid premium for insurance coverage that didn’t respond the way they wanted it to.  Many of these people were coming to me feeling like they were taken advantage of and treated …