With many areas of our province experiencing very dry conditions there is a need for rain. If the last few years have proven anything, it’s that we are able to grow decent crops without extra moisture. We have also seen that even when we receive limited amounts of moisture, there is still a risk of volatile storms causing damage to crops.
What started out as fire insurance for crops morphed into hail insurance for farmers to protect their investment. While hail insurance gets its name from insuring crops against the peril of hail, it also provides protection for crop loss due to fire. What a strange combination of coverage to include in one policy!
The good news for you as a producer is that there are now more options than ever for your hail insurance needs. While there are positive aspects to each option, insurance brokers work to provide options and choice to clients. We are pleased to provide just that; multiple options, flexibility, and choice for your coverage.
Rempel Insurance Brokers Ltd. is pleased to continue to offer private hail insurance through our Dale’s Hail division. Dale’s Hail represents many private insurance companies specializing in crop insurance. Private insurers allow you flexibility to purchase limits of coverage with competitive rating, while giving you the option of picking and choosing the fields and crops you would like to insure.
Strong commodity prices, along with rising costs of growing a crop, lead to a need for increased hail insurance limits. If you are planning on exploring hail insurance options for your crop, talk to a broker with multiple options available.
For those new to the private hail insurance industry, each hail company has a limited value of insurance dollars per township available. Due to this year’s high values in crop prices, we recommend you buy your hail insurance early before your township fills up!
For more information, find us online at rempelinsurance.com/dales-hail-manitoba-crop-hail-insurance/
Be sure to seek advice and purchase insurance from those who understand your business! Our Dale’s Hail Team has over 30 years’ experience in providing Hail Insurance to Manitoba farms.
David Schmidt is an Account Executive at Rempel Insurance Brokers in Morris, MB, specializing in insuring farms and businesses across Manitoba and Saskatchewan.
David is a member of the Canadian Association of Farm Advisors, Winnipeg Chapter.
Office (204) 746-2320 Cell (204) 712-6618 Email davids@rempelinsurance.com Web www.rempelinsurance.com