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Farm Machinery Coverage


You could have a collision with your tractor or your combine could catch on fire. Does your insurance policy pay for repairing the machinery without deducting depreciation on the parts? If you are the first owner of this unit and it is less than 5 years old are you covered for the full cost of replacing it with a brand new model? Check your policy to make sure you have the coverage on your policy.

With Machinery Dual Valuation Coverage, it will pay for the repairs without holding back a percentage because of its age and if it is a complete loss and it is less than 5 years old your policy may pay for the newest model available.

Some insurance companies have been slow to provide this extra coverage while another has stopped offering it all together.

This is all part of relying on your broker to advise you these important changes.

Be sure to seek advice and purchase insurance from those who understand your business!