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Got Life Insurance?


Your life is an asset, just like a car, a home, or a business. When you lose it, you may want to be compensated for its value. You do not have to trade in other assets.

The mortality rate in this country has not changed. It remains at 100%. The question remains, what is the length of your life?

This means that the only time you have a chance at buying the family lifestyle protection or business insurance you need is today. Tomorrow might be too late and that is just the truth.

If you want to protect the ones you love, you buy the insurance before you need it because if you wait until you need it, it is too late. House, car and farm insurance works the same way.

Another reality about life insurance; whatever amount you buy, you’ll be wrong. For example: If you plan to buy what you need if you die today and you don’t die for 20 years, you may likely have too little. If you buy what you’ll need to protect your expanded lifestyle 20 years from now, and you die tomorrow, you may have too much. 

Remember life insurance rates a lot lower when you are younger. You can also review your needs regularly. Make the review appointment when you buy. Also a few examples of when it is a good idea to review your life insurance needs are when you buy something significant, your income rises, get married or have a baby.

Once you know the whole story, you can adjust the purchase based on your comfort level and budget.

Be sure to seek advice and purchase insurance from those who understand your business!