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Insurance: Necessity or Luxury?


Everybody knows the saying; “Agriculture is the Backbone of our Country”. What then is insurance, the nerves? I ask this because you should try finalizing your finances without having your insurance in place. It is a very important part of your business plan; without it a lot of businesses would be closed down or never even get started. Businesses would at the very least be dramatically changed. The Financial Institutions would be more careful and more stringent. You would look at things differently as well. How much of your net worth would you be willing to put at risk? Without insurance in the system, it changes everything.

Insurance, is it a necessity or a luxury? Over the last number of years, I have changed my thoughts. I used to think of it as a “right”. Why shouldn’t we be able to buy insurance?

Then I thought of insurance as a necessity. Very few can go without it. Now I am thinking of it as a luxury of our society. Think about it, in parts of the world it is not even available. How would that affect you? Any way you look at it, it is a very important component of your business and I think that it is important to recognize it as that!

Be sure to seek advice and purchase insurance from those who understand your business!