Category - Agri-Post Articles

With the costs of insurance claims rising, we are starting to see insurers working to reduce their claims costs.  There are a variety of ways that this is done; working to maximize efficiency with clean up and rebuilding costs in claims. One common sense way to reduce the expense of insurance claims is prevention.  Several …

Have you ever been burned by forward marketing your grain?  You’ve heard the stories – you work harder than ever only to get to the end of harvest and discover that there aren’t enough bushels in your bin to fill your contract?  Or the quality doesn’t match what you were contracted to provide?  Or did …

I am amazed at the amount of risk farmers are accustomed to dealing with each and every year.  I am also amazed that farmers can sleep at night knowing that their crop may not be the same when they awake the next morning.  Some farms are very careful at maximizing all insurance options available to …

One of the most overlooked details of construction projects is the insurance coverage.  With all of the details involved, it is easy to overlook the important step of insuring your new building.  This summer, I had the privilege of watching the progress of a new building under construction each day while I drove to and …

The basic concept of insurance is to put someone back to the place they were before the loss.  From insuring your phone from “water damage” after you drop it in the toilet to insuring a cigar for fire insurance, there are lots of options available. Due to the frequency of hail and wind damage claims …

With the excitement of harvest building up around Manitoba, this is a good time to make sure you are properly prepared.  Your first action might be to make sure you have long playlists of country music available along with a cab filled with energy drinks and western novels for the short periods of downtime throughout …

Before becoming an insurance broker, I spent three wonderful years working for a farm in southern Manitoba.  I grew up loving the farm life but had no experience until I was given the opportunity to work on a farm.  Day two on the job, I was handed the keys to the tractor and told to …

What is the role of an insurance broker? I started my career in the insurance industry working for a direct writer insurance company.  While there were some advantages to that model, I also developed the ability to let my clients down gently.  “As much as I’d like to help you, I don’t have an option …

What is the role of an insurance broker? Does it seem like technology should have replaced the insurance broker a decade ago?  What value do I have as a farm or business owner in using a broker versus finding coverage directly from an insurer?  I will never forget my conversation with the owner of a …

In my nine years in the insurance industry, I have observed the anger of many good people (not my clients at the time) who paid premium for insurance coverage that didn’t respond the way they wanted it to.  Many of these people were coming to me feeling like they were taken advantage of and treated …