Category - Agri-Post Articles

While on the golf course this past weekend it was suggested by a friend that insurance brokers only have time to golf and send invoices to their clients.  While this may be true for some brokers, my golf game is evidence that I spend a lot more time working for my clients than I do …

Insurance Values and Inflation One of the most challenging things to do right now when advising clients on their insurance coverage is giving direction to building costs in light of the changes that have happened to the price of steel and wood in the last year.  This has caused many insurers to increase the level …

Understanding Co-insurance In the last few weeks, I have had the privilege of getting on the road to see clients again. I have finally seen the new shops, refurbished hopper bins & fertilizer tanks, house additions, office remodels and an intentionally crooked garden shed that takes the gold medal for lock-down projects that I’ve observed.  …

With many areas of our province experiencing very dry conditions there is a need for rain.  If the last few years have proven anything, it’s that we are able to grow decent crops without extra moisture.  We have also seen that even when we receive limited amounts of moisture, there is still a risk of …

There are a few areas of insurance that I believe are especially important.  Hands-on experience is a great teacher, and prior to my career in the insurance industry, I had the privilege of working on a farm for three years and I rather innocently learned the fine art of causing farm machinery insurance claims. Please …

Have you ever felt alone in the world?  I recently had a conversation with a co-worker that shook my perspective and made me realize that I am no longer alone.  While this may make you want to burst out in song and unleash your inner Barbara Streisand, let me explain. Becoming a licensed insurance broker …

Occasionally we are asked whether insurance coverage, rating and options are the same for each broker.  If you have an auto policy, isn’t it the same at each broker?  If you have a farm policy, is there any difference if we deal with one broker versus any other broker in the province?  If I need …

Two decades of publishing farm articles is worth celebrating. Congratulations to the team at the AgriPost for being a pillar in the agriculture community in Manitoba for the past twenty years. This milestone led me on a journey back through articles written on insurance over the past two decades. It is interesting to see that …

What a year we have had in 2020.  In some ways it has absolutely flown by, leaving me wondering where the time went.  In other ways, as I think back to memories of January and February, they feel like ages ago, not a mere ten or eleven months. With all of the chaos, uncertainty and …

One of the unexpected consequences that I have observed as a fallout from our current pandemic is that the gift of common sense seems to be as rare to find as a Minnesota Vikings championship ring. Since March, I have found it so refreshing to work with people and insurance companies who are applying common …